Finance Options

Finance FAQ's

How do I choose to pay by finance?

Just select the finance option on the checkout page.

Who is eligible to apply for online finance?

When do my repayments start?

Are there any arrangement fees or hidden extras for credit?

Applying for online finance?

Once my application is approved, what happens next?

Will your credit score me and if so, what does this mean?

If you decline my application, what is the reason?

What type of information do credit reference agencies hold about me?

How do I obtain a copy of this information?

If my application is not successful, can I re-apply?

Can I request delivery to an address other than my home?

FINANCE OPTIONS

Accelerated Payment Finance Example

Up to 120 months 9.9% APR representative accelerated payment finance

Spread the cost with monthly repayments and the option of reducing the interest charged against the outstanding balance with additional payments.

Interest is recalculated when any additional payments are made on top of the monthly repayment, reducing the amount of interest and duration of the finance agreement.

Our simple accelerated payment finance options allow you to spread the cost of your purchase over, 36, 48, 60, 96 or 120 months.

All you need to do is:

Spend a minimum £1000 and above
Place a 10% deposit
Minimum finance amount after deposit £1000 and above
We offer 5 simple finance options to help you spread the cost of your purchases.

36 months accelerated payment finance on orders of £1000 and above
48 months accelerated payment finance on orders of £1000 and above
60 months accelerated payment finance on orders of £1000 and above
96 months accelerated payment finance on orders of £1000 and above
120 months accelerated payment finance on orders of £1000 and above

Order
Value

Term
(Months)

Deposit
(10%)

Monthly
Payments

£1000

36

£100

£28.82

£1000

48

£100

£22.60

£1000

60

£100

£18.89

£1000

96

£100

£13.41

£1000

120

£100

£11.63



Representative example:

Cash Price £3300
Minimum Deposit £330
Loan amount £3000
9.9% APR representative
Interest rate 9.9% fixed
120 monthly repayments of £96.07
Total term of loan agreement 120 months
Total charge for credit £458.41
Total Amount payable £3458.41

Buy Now Pay Later Finance Example



If you require any further information about finance please call 0800 032 9859

Credit subject to status and affordability. Terms & Conditions Apply. Award Leisure Ltd trading as Award Leisure are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

Hitachi Capital (UK) PLC is authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk