Finance Options

Finance FAQ's

How do I choose to pay by finance?

Just select the finance option on the checkout page.

Who is eligible to apply for online finance?

When do my repayments start?

Are there any arrangement fees or hidden extras for credit?

Applying for online finance?

Once my application is approved, what happens next?

Will your credit score me and if so, what does this mean?

If you decline my application, what is the reason?

What type of information do credit reference agencies hold about me?

How do I obtain a copy of this information?

If my application is not successful, can I re-apply?

Can I request delivery to an address other than my home?


Accelerated Payment Finance Example

Up to 120 months 14.9% APR representative accelerated payment finance.

Spread the cost with monthly repayments and the option of reducing the interest charged against the outstanding balance with additional payments.

Interest is recalculated when any additional payments are made on top of the monthly repayment, reducing the amount of interest and duration of the finance agreement.

Our simple accelerated payment finance options allow you to spread the cost of your purchase over 60, 96 or 120 months (subject to purchase price).

All you need to do is:

Spend a minimum £3,000 and above.
Place a 10% deposit to secure your purchase.
Choose your finance term to help you spread the cost of your purchase.

60 months accelerated payment finance on orders of £3,000 and above.
96 months accelerated payment finance on orders of £4,000 and above.
120 months accelerated payment finance on orders of £6,000 and above.

Representative example:

Cash Price £3,995
Minimum Deposit £399
Loan amount £3,596
14.9% APR representative
Interest rate 14.9% fixed
60 monthly repayments of £83.62
Total term of loan agreement 60 months
Total charge for credit £1,421.20
Total Amount payable £5,416.20

If you require any further information about finance please call 0800 032 9859

Credit subject to status and affordability. Terms & Conditions Apply. Award Leisure Ltd trading as Award Leisure are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance,. Novuna Personal Finance and PaybyFinance are trading styles of Mitsubishi HC Capital UK PLC. Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through